Charlotte FC is preparing for a critical match against the Philadelphia Union on October 18 at Bank of America Stadium. The outcome will determine whether Charlotte secures a top-four finish in the Eastern Conference and gains home-field advantage in the first round of the Audi 2025 MLS Cup Playoffs.
If Charlotte FC wins, they will finish with 59 points and surpass fifth-place New York City FC based on total wins, which is the first tiebreaker. This result would guarantee a fourth-place finish and home-field advantage for the opening playoff series. The club has maintained one of the best home records in Major League Soccer this season.
However, the Philadelphia Union, who have already clinched the 2025 Supporters’ Shield for best regular-season record, present a difficult challenge. The Union are one of the few MLS teams with a winning record on the road. There is uncertainty about which players Philadelphia will field, as they have already secured their postseason position, but it is likely they will play their full squad to stay sharp after the international break.
If Charlotte FC draws with Philadelphia, their position depends on New York City FC’s result against the Seattle Sounders. A draw would ensure that Charlotte finishes above sixth-place Nashville SC, but they would need New York City FC to either lose or draw to remain in the top four.
A loss would make Charlotte’s situation more precarious. Both New York City FC and Nashville SC could move ahead in the standings if they win their respective matches. In that scenario, Charlotte could drop to sixth place and lose home-field advantage in the first playoff round, requiring them to play away games to advance.
A victory over Philadelphia would mark Charlotte FC’s highest league finish in club history and ensure home-field advantage for at least the first round of the playoffs. This is significant for a team that has been strong at home throughout the season.
The final match will decide Charlotte FC’s position in the standings and their postseason opponent. The club is encouraging supporters to attend and help secure their 13th home victory of the year.
